PCI Compliance And Payment Applications: Facts And Myths

By Tracy Metzger, T-Gate Payments

One of the largest challenges for software developers in today's market is how to accept payments and manage PCI PA-DSS (Payment Application Data Security Standard) compliance. PCI compliance for payment applications is an industry requirement and merchant service providers (or payment processors) are required to cross-reference each newly boarded merchant's POS software to the approved list of compliant payment applications. This poses a serious problem for ISVs (independent software vendors) that have not taken their applications through the PA-DSS process and been certified as compliant.