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Don't Lose Your Business Over EMV Apathy

Various studies and reports show the same thing. The majority of merchants in the U.S. were not EMV-compliant by Oct.1. Many software vendors are still waiting for clear migration paths. Many VARs and merchants aren’t worried. Big mistake.

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  • 4 Keys To Great ISV Partnerships
    4 Keys To Great ISV Partnerships

    As technology begins to connect the world in ways previously unimaginable, ISV partnerships become increasingly important. Providing solutions across a broader spectrum is tantamount for survival. And yet, so many businesses excitedly enter into partnerships that never amount to anything more than what is affectionately known as a “Barney” relationship. Remember that big old purple dinosaur who gleefully (some might say annoyingly, depending on how many times your kids or grandkids watched the show with you) sang, “I love you, you love me, we’re a happy family”?

  • Are Payment Technologies Driving POS Decisions?
    Are Payment Technologies Driving POS Decisions?

    The Internet and mobile devices have helped break down barriers to purchasing goods and services, making it easier than ever before for consumers to find what they are looking for, at the price they want to pay. As buying has become easier, though, consumers have become more complex.

  • Why Should You Sell Solutions “Born In The Cloud”?
    Why Should You Sell Solutions “Born In The Cloud”?

    The “cloud” is where everyone wants to be; yet few know how to get there successfully. Why does the cloud remain somewhat elusive to the channel and VARs, and how can we remove the barriers to entry for all? Let’s first look at the “why” part of this question. Why should you sell cloud-based solutions at all? 

  • Data Governance In Retail: Whose Data Is It Anyway?
    Data Governance In Retail: Whose Data Is It Anyway?

    In a competitive industry like retail when making marketing decisions, intuition and gut instinct, have taken a back seat to Big Data. Big Data has become more than just a buzzword amongst marketers no matter the industry. In 2015, Big Data rules how commerce decisions are handled whether it is a small family business or fortune 500 company.

  • Building Competitive Motes With Marketing (Hint Help Key Constituents With Their Marketing)
    Building Competitive Motes With Marketing (Hint Help Key Constituents With Their Marketing)

    Several powerful forces are converging to fundamentally alter the landscape of marketing.   These same forces when applied creatively can be used to differentiate businesses and establish competitive motes across many industries.

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  • PGA TOUR Benefits From New Mobile Payment Solution
    PGA TOUR Benefits From New Mobile Payment Solution

    Last year, PGA TOUR wanted to add a mobile point of sale (mPOS) solution for the PGA TOUR Canada. Steve Evans, SVP for information systems, PGA TOUR said, “We needed to implement a secure and easily portable payment solution.” 

  • Secure Mobile Payments With EMV, P2PE, and Tokenization

    Developers, ISVs and VARs face significant challenges in payment security. EMV, P2PE, and tokenization are generally accepted as the best, most effective combination of security methods.  

  • Preparing Your Business To Accept Mobile Payments

    Many factors contribute to a shift in the payments landscape that is moving all parties involved — including consumers and merchants — towards mobile payments. For starters, the global adoption of smartphones and other mobile devices, and their seemingly endless variety of apps, continues at a record pace. Consumers have become accustomed to relying on these devices to manage practically all aspects of their lives, including banking, budgeting and shopping.

More Retail-Focused White Papers & Case Studies


2015 Mobile Payments Conference August 31 – September 2 Chicago
BlueStar VARTECH September 14 - 18 Cococay
Money20/20 October 25 – 28 Las Vegas
ISV IQ Live! West February 24 Santa Ana, CA
Retail IT VAR Of The Future May 17 - 18 Chicago
ISV IQ Live! East October 6 Philadelphia


Point of sale (POS) is the place where retail transactions are completed; where payment is exchanged for goods or services. POS is used in many retail industries and many require unique customizations to the hardware and software in order to accommodate their transactions. POS features include scanners, manual and electronic cash drawers, scales, EFTPOS terminals, handheld scanners, touch screens, and many other options. Modern POS systems often act as more than just a system to process transactions by providing inventory management, warehousing, CRM, financials, and more.

In addition to standard on-premise POS systems, modern POS software can be delivered from the cloud in the software as a service (SaaS) model. Cloud-based POS systems can be compatible with traditional POS hardware in addition to mobile devices such as iPads, iPhones, Android devices, and more. Cloud-based POS offers the ability to access data from anywhere there is an internet connection and normally offers faster setup due to it being run remotely.

Payment processing is done by payment processors which are often third party companies hired by a merchant to handle credit card transactions. Payment processors are broken down into two types: front-end and back-end. The front-end processors perform card associations, authorizations, and settlement services while back-end processors accept settlements from front-end processes and move money from issuing banks to merchant banks.

Modern payment processing is usually provided in the software as a service (SaaS) model, giving merchants a single simple electronic portal that allows them to process payments in various forms including recurring payments, web payments, checks, and more all in the same place.


  • Integrated Solutions
    Integrated Solutions

    Whether you are a software developer, Independent Software Vendor (ISV) or a Value Added Reseller (VAR), as a trusted advisor to your customers in the retail systems space you understand the value and benefits of offering integrated payment solutions to meet their needs.  And while you have many options, choosing the right payment processing provider is critical to your success.  You want to engage with a proven processor committed to providing best-in-class technical and customer support as well as an innovative approach that includes you in their business model.

  • PowaPIN

    The market is on the move and as more and more customers buy from their mobile devices, PowaPIN helps businesses keep one step ahead of them. Small, stylish and perfectly formed, PowaPIN is the ideal companion to the T25, or with any mPOS smartphone or tablet.

  • APG Series 3500 Cash Drawer
    APG Series 3500 Cash Drawer

    The Series 3500 high capacity narrow footprint cash drawer is built to last in tough retail environments and provides ergonomic and productive cash management support.

  • POS Elite
    POS Elite

    Harbortouch POS Elite combines state-of-the-art software with top-of-the-line hardware to deliver a high quality POS system that is unmatched in both reliability and usability.

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