10 Questions To Ask Your EMV Kernel Provider

One of the most common decisions faced by payment terminal or ATM manufacturers is whether to develop in house or buy in the technology of this critical component.

Those who decide to buy a Kernel from an EMV™* Level 2 Kernel supplier often do so because they require a quicker route to market, have limited EMV knowledge and expertise or do not wish to risk high upfront cost of developing a solution in house. Combine this with testing and the formal EMVCo certification process, the majority of companies decide to buy in a solution rather than develop it.

An EMV Level 2 Kernel is a critical element of the EMV chip technology standard, and decisions on which supplier to choose should be based not simply on the initial development cost alone. Purchasing an EMV Kernel for a payment device is not a one-off technology purchase and should be considered more of a long term investment. As the EMVCo standards continually evolve, future code maintenance, re-certification and support will be required and should be considered during the initial purchasing evaluation in order to reduce risk and eliminate any unexpected future cost.

This whitepaper provides a list of questions payment device manufacturers and integrators need to consider when outsourcing an EMV Kernel project to a third party, highlighting pitfalls, risks and hidden cost.

Download this white paper below to learn more.