Articles by Ray Moorman

1. Advice For POS VARs Taking The PCI QIR Certification Exam 3/16/2016

   Originally launched in 2012 by the Payment Card Industry Security Standards Council (PCI SSC), the Qualified Integrated Reseller (QIR) certification program was designed to help address the security challenges resulting from a third party’s involvement in the payment processing environment.

2. EMV And Fraud: Where We Are Now And Where We May Be Going 11/3/2015

   What has changed since the October 1 EMV liability shift? For most consumers and merchants, the short answer is, not much. With the exception of some merchants now having liability for fraud involving certain card-present, chip card transactions, the changes promised with regard to EMV will take some time to be fully realized.